Get the money you need when you need it.

Personal and Signature Loans

Cities offeres unsecured (not backed by collateral) loans to members. Perfect loan for debt consolidation, a new computer or personal expenses (ex: engagement ring, wedding expenses, a new stove, etc.). Certain restrictions apply.

Holiday (Personal) Loans (offered from 11-1-2020 through 1-31-2021)

• Borrow up to $1,500
• 12-month term
• 3.99% APR on approved credit (credit score of 640+. Otherwise rate is 9.99% APR)

Signature (Personal) Loans

• Available for 12 - 48 months (certain restrictions and qualifications apply)
• Terms and rates based on credit and need
• Fixed amount, single disbursal of funds
• Apply now
  

Checking Lines-of-Credit

• Qualified borrowers with a Cities checking account can request a line of credit of up to $2,500 for overdraft protection
• Rates range from 9.99% - 18.00% APR (depending on credit score)
• Provides on-demand funds (use when you need it)
• Payments are automatically transferred from your checking account on the 28th of each month
• Apply now

Share-Secured or Certificate-Secured Loans

• Loans secured by share account deposits or your certificates 
• The term and amount are arranged to meet your individual needs
• The interest rate charged is 3% over your certificate
• Apply now