Making the dream of homeownership a reality.
First Mortgage Loans
Through partnerships with First Class Mortgage and the Servion Group (formerly known as CU Mortgage), Cities Credit Union offers a full menu of first mortgage products for purchase or refinance. You can apply and even close in the credit union's office.
First Class Mortgage
First Class Mortgage offers excellent first-time homebuyer programs and service. Excellent VA and USDA loan programs.
Why choose First Class Mortgage?
- Competitive rates and low closing costs
- No junk fees
- Apply online or in the credit union office with one of our loan officers
- Several first-time homebuyer programs available
- Conventional Loans
- VA Loans
- FHA Loans
- Jumbo Loans
- Adjustable Rate Mortgages (ARMs)
Apply now or call 763-416-6789.
First Class Mortgage Current Mortgage Rates (10-27-21) | |
| Conforming Fixed Rate | |
| Term | Annual Percentage Rate |
| 30 year | 3.125% |
| 20 year | 2.875% |
| 15 year | 2.375% |
| 10 year | 2.250% |
| FHA Fixed Rate | |
| Term | Interest Rate |
| 30 year | 2.750% |
| VA Fixed Rate | |
| Term | Interest Rate |
| 30 year | 2.625% |
| *Pricing for 30-year and 20-year fixed conventional assume 75% LTV. All rates assume FICO of 740+. Rates are subject to change without notice. | |
Servion Group (formerly known as CU Mortgage)
Why choose Servion Group?
- Competitive rates and low closing costs
- No junk fees
- Apply online or in the credit union office with one of our loan officers
- Your loan is underwritten and serviced locally
- Deal with customer service reps at Servion's office in New Brighton, not New Delhi
- Your mortgage will not be sold over and over on the open market
- Conventional fixed, FHA, VA loans available
- Call for an apointment: 651-631-3111.
- Apply today
Servion Group Current Mortgage Rates (10-28-21) | |
| Conforming Fixed Rate (95% LTV) | |
| Term | Annual Percentage Rate |
| 30 year | 3.375% |
| 20 year | 3.125% |
| 15 year | 2.875% |
| 10 year | 2.750% |
| FHA Fixed Rate (96.5% LTV) | |
| Term | Interest Rate |
| 30 year | 3.250% |
| VA Fixed Rate (100% LTV) | |
| Term | Interest Rate |
| 30 year | 3.250% |
| *Pricing based on 720 FICO score. Rates are subject to change without notice Call 651-631-3111 or 1-800-766-5626 for ARM Rates for additional information. | |
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