No monthly maintenance fees. . .No debit card fees. . .No nuisance fees. . .No kidding!



checking1If you're looking for a checking account that allows you plenty of flexibility with no strings attached, look to Cities Credit Union. Cities offers two types of checking accounts: Simple and Select.

  • No monthly maintenance fees
  • No annual fees
  • No per-check charges
  • No minimum number of debit card purchases per month
  • Members 65+ receive one free box of checks per year
  • Chip-enabled (EMV) debit card convenience and safe access
  • Overdraft protection available (checking line of credit loans available up to $2500--per approval)
  • Access over 40,000 fee-free ATMs through the MoneyPass™ Network

Convenient e-services available  
    - online and mobile banking
    - 24-hour phone banking
    - e-statements  
    - online/mobile bill pay 
                                                         - online check ordering  If you have moved or changed your name since your last check order, please call                                                              to reorder your checks at 651-426-3773.
- Activate your debit card/change PIN: 1-800-567-3451

 Compare the features of each Cities checking account. Find an account that fits your lifestyle and budget:

 Simple CheckingSelect Checking
Minimum balance requirementnone$5,000 in loans,
savings and checking
Monthly service feenone$8 if combined balances
fall below $5,000 
Pays dividendsyesyes
ATM tranacations- six (6) free per month
- $2 each after six
unlimited withdrawals
Debit card transactions

- no minimum required
- unlimited allowed
- chip-enabled EMV cards
available starting 7-2016

- no minimum required
- unlimited allowed
- chip-enabled EMV cards
available starting 7-2016
Online/mobile account accessfreefree
Online/mobile bill payfreefree
Check writing/clearingunlimitedunlimited


Check ordering- member pays for checks
- costs vary per style

(one box per year)

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Online Banking & Bill Pay

Money management made easy! And, it's FREE.

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mobile banking

Mobile Banking

Get your balances, transfer funds, pay bills, stat!

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3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275