Here's the latest from Cities. . .


News & Events


COVID-19 and Cities Credit Union - UPDATED 7-14-20

To protect our members and employees, the lobby remains closed to most in-person transactions until further notice. Our drive up teller window is available to serve your teller and service needs during regular business hours.

Limited complex services will be made available by appointment only. Walk-ins are not accepted at this time.

When in doubt, phone first! Give us a call at 651.426.3773--chances are, we may be able to save you a trip!

Drive up teller services:
- Deposits/withdrawals ($5000 daily cash limit)
- Teller checks/money orders
- Visa gift cards
- Small coin counting runs
- Paper signings (for new
  accounts and loans)
- Notary services

Online/phone/mobile services:
- Money transfers/balance checks
- Online new member applications
- Online loan applications
- Mobile check deposit
- Requesting wire-out transfers (outgoing) wire-in transfers (incoming)

Limited in-person services by appointment only (2 people max):
- Complex loan closings (home equity loans, mortgages) 
- New member services (that are unable to be completed online/through drive up teller)
- Larger coin counting runs
- Medallion stamps/complex notary services

***Electronic commerce such as debit cards, credit cards, mobile/remote deposits, direct deposits and automatic payments (ACH) give you hands-off access to Cities 24/7:

1)     Balance inquiries, account transfers, loan payments and credit card payments can be handled through our 24-hour phone banking system (651-426-7600)

2)     Cash access with a debit/credit or ATM card at over 50,000 fee free ATMs nationwide

3)     Purchase items with a debit or credit card

4)     Online banking – if you haven’t signed up, do so through our website at Click enroll now.

5)     Mobile banking with mobile deposit. To sign up,

We appreciate your business and your understanding during this time. Please stay healthy!

Annual Meeting has gone virtual

Please download your copy of the 2019 Annual Report. As always, if you issues you want addressed by the board of directors by contacting us directly ANY TIME!


Credit Union has a great add-on CD product for members! This is a great product for members who want to earn bigger dividends on their money but want to add money at their leisure.

Details of promotion:

18 months @ 1.0% APY with a rate bump to 2.0% APY with direct deposit of $500+ per month

- Minimum opening deposit required: $25
- Term of CD - 18 months
- Maximum total deposit of $24,000
- One CD per SSN
- You can add as much as you want during the term of the CD
- CD will renew at the 18-month CD rate at the end of the term
- CD rate is 1.0% APY but will be bumped to 2.0% with direct deposit of $500 or more in a Cities CU checking or savings account

Congratulations to our WinCentive™ drawing winner(s) for July:

Cities is pleased to announce the WinCentive™ drawing winner(s):

- Rose G - Cities-only drawing - $25

Receive our latest news and promotions!

Join our Cities e-Chat list. You'll find out what's new at Cities CU each month! Your email address and information will not be shared or sold.

Join Our Email List

Cities Credit Union proudly sponsors Minnesota Warriors Disabled Veterans Hockey

The credit union is a proud sponsor of the Minnesota Warriors Disabled Veterans Hockey team, based at the Vadnais Sports Center in Vadnais Heights. The team is a non-profit organization that consists of mentally and physically disabled military veterans. Check out the Warriors' website for game schedule and event appearances.

Credit Union closures and holiday hours for 2020

The credit union is closed on all federal holidays. No ACH transactions are processed on those days except Feb. 1st as we are closed for foot, drive up and phone traffic only.

We will be closed or have different hours the following holidays during the 2020 calendar year:

Tuesday, January 1New Year's Day (observed)closed
Monday, January 20 Martin Luther King Jr. Birthday  closed
Monday, February 17Presidents' Day closed
Monday, May 25Memorial Dayclosed 
Saturday, July 4 Independence Day  closed
Monday, September 7Labor Day closed 
Monday, October 12Columbus Day closed 
Wednesday, November 11 Veterans' Dayclosed 
Thursday, November 24Thanksgiving Day closed 
Thursday, December 24Christmas Eveclose at noon
Friday, December 25Christmas Dayclosed
Thursday, December 31New Year's Eveclose at noon
Friday, January 1, 2021New Year's Dayclosed

tell someoneTell someone!

If you love Cities, tell someone. You could get a $50 referral bonus!

Click Here

kid on computer

Online Banking & Bill Pay

Money management made easy! And, it's FREE.

Click Here

mobile banking

Mobile Banking

Get your balances, transfer funds, pay bills, stat!

Learn more

3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275