Low auto loan rates that beat the banks and even other credit unions.

 

Vehicle Loans

keysCities Credit Union has low rate vehicle loans to accomodate most members' needs. With flexible payment terms, we can match you with a loan that you can afford. Our rate structure allows you to get a solid vehicle at a great rate for an affordable payment. We also finance RVs, boats (motors and trailers), motorcycles, ATVs, snowmobiles, jetskis and travel trailers--if you can ride or drive it, we can finance it! (See below for financing and rate information.)

 

Auto loan financing

  • Flexible terms--we can alter the length of your loan term to accommodate your budget/situation
  • Finance up to 100% of the vehicle
  • Up to a .50% rate discount available (via direct deposit, 20% downpayment, auto pay or purchasing through Integrity Autosource)
  • Lowest rates given on approved credit
  • Apply now

 Auto loan rates - includes motorcycles (effective date 1-9-17)
(quoted rates include discounts)

 TermAnnual Percentage Rate

New auto (2014 - newer)
130,000 miles or less

  14 - 38 months  .99% - 12.99%
 39 - 50 months2.49% - 14.49%
 51 - 62 months2.74% - 14.74%
New auto (2014 - newer)
75,000 miles or less
63 - 74 months3.25% - 15.25%
 75 - 86 months 3.74% - 15.74% 

Used auto (2013 or older)
130,000 miles or less

14 - 38 months 2.24% - 14.24%
 39 - 50 months 3.49% - 15.49% 
 51 - 62 months 3.74% - 15.74% 
 63 - 74 months 4.24% - 16.24% 

Used auto (2007 - older)
130,000+ miles

14 - 38 months 2.24% - 14.24% 
 39 - 50 months 3.49% - 15.49% 

 

Recreational Vehicle loans
(Boats, RVs, Boat Motors, Trailers, Travel Trailers, Motorhomes, Snowmobiles, Jetskis,,ATVs)

  • Finance up to 120 months (restrictions apply)
  • Quoted rates may include certain discounts
  • Term may be limited based on age of vehicle
  • Vehicles that are non-titled have a 2% higher rate
  • Apply now

Boats/RVs/etc. rates  (effective date 5-15-17)
(quoted rates include discounts)

 TermAnnual Percentage Rate

2014 - newer

  up to 38 months  2.49% - 13.99%
 39 - 50 months3.75% - 15.25%
 51 - 62 months3.99% - 15.49%
 63 - 86 months4.75% - 16.25%
 87 - 120 months5.75% - 17.25%
2013 - older
less than 100,000 miles
up to 38 months3.24% - 14.74%
 39 - 50 months4.50% - 16.00%
 51 - 62 months4.74% - 16.24%
 63 - 86 months 5.50% - 17.00%
 87 - 120 months6.50 % - 17.50%

 

 

 

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3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275