Get the money you need when you need it.

 

Personal and Signature Loans

Cities offeres unsecured (not backed by collateral) loans to members. Perfect loan for debt consolidation, a new computer or personal expenses (ex: engagement ring, wedding expenses, a new stove, etc.). Certain restrictions apply.

5.99% APR Vacation (Personal) Loans

  • Available for 12-month term
  • Seasonal availability only (January - March)
  • On approved credit. Must be credit score of 640 or above to qualify for rate. Otherwise, rate is 9.99% APR.
  • Apply now

Signature (Personal) Loans

  • Available for 12 - 48 months (certain restrictions and qualifications apply)
  • Terms and rates based on credit and need
  • Fixed amount, single disbursal of funds
  • Apply now
Personal Loans (effective date: 1-9-17)
Term Annual Percentage Rate 
36 months 7.99% - 17.75%
48 months8.50% - 17.75%

Checking Lines-of-Credit

  • Qualified borrowers with a Cities checking account can request a line of credit of up to $2,500 for overdraft protection
  • Rates range from 9.99% - 18.00% APR (depending on credit score)
  • Provides on-demand funds (use when you need it)
  • Payments are automatically transferred from your checking account on the 28th of each month
  • Apply now

Share-Secured or Certificate-Secured Loans

  • Loans secured by share account deposits or your certificates 
  • The term and amount are arranged to meet your individual needs
  • The interest rate charged is 3% over your certificate
  • Apply now
 
 Cities Credit Union NMLS ID # 409685
  
 



 

 

 

tell someoneTell someone!

If you love Cities, tell someone. You could get a $50 referral bonus!

Click Here

kid on computer

Online Banking & Bill Pay

Money management made easy! And, it's FREE.

Click Here

mobile banking

Mobile Banking

Get your balances, transfer funds, pay bills, stat!

Learn more

3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275