Making the dream of homeownership a reality. 

 

First Mortgage Loans

Through our ownership in CU Companies, a cooperatively-owned credit union service organization, and our partnership with First Class Mortgage, Cities Credit Union offers a full menu of first mortgage products for purchase or refinance. You can apply and even close in the credit union's office.

   CU Mortgage Current Mortgage Rates* (7-24-17)   
Conforming Fixed Rate (95% LTV)
         Term        Annual Percentage Rate
30 year4.000%
20 year3.625%
15 year3.250%
10 year3.125%
  FHA Fixed Rate (96.5% LTV)
 Term Interest Rate
 30 year3.750%
  VA Fixed Rate (100% LTV)
 Term Interest Rate
 30 year3.750%
*Pricing based on 720 FICO score. Rates are subject to change without notice
Call 651-631-3111 or 1-800-766-5626 for ARM Rates for additional information.

 Why choose CU Companies Mortgage?

  • Competitive rates and low closing costs
  • No junk fees
  • Apply online or in the credit union office with one of our loan officers 
  • Your loan is underwritten and serviced locally
  • Deal with customer service reps at CU Companies' office in New Brighton, not New Delhi
  • Your mortgage will not be sold over and over on the open market
  • Looking to buy or sell? Full-service realtor services available through CU Realty
  • Conventional fixed, FHA, VA loans available
   First Class Mortgage Current Mortgage Rates* (7-20-2017)   
Conforming Fixed Rate 
         Term        Annual Percentage Rate
30 year3.875%
20 year3.625%
15 year3.250%
10 year3.250%
  FHA Fixed Rate
 Term Interest Rate
 30 year3.500%
  VA Fixed Rate
 Term Interest Rate
 30 year 3.500%
*Pricing for 30-year and 20-year fixed conventional assume 75% LTV. 
All rates assume FICO of 740+. Rates are subject to change without notice.

Call 651-631-3111 or 1-800-766-5626 for ARM Rates for additional information.

Why choose First Class Mortgage?

  • Competitive rates and low closing costs
  • No junk fees
  • Apply online or in the credit union office with one of our loan officers 
  • First-time homebuyer programs available
  • Conventional Loans
  • VA Loans
  • FHA Loans
  • Jumbo Loans
  • Adjustable Rate Mortgages (ARMs)

Apply now!

 

 

This is not advertisement to extend consumer credit as defined by Sec. 226.2 of regulation Z, nor is it an offer to enter into an interest rate or discount point agreement which may only be made pursuant to subdivision 3 & 4 of Sec. 47.206 of the Minnesota Statutes. Prices are subject to change at any time without notice. Please contact C.U. Mortgage Services, Inc. for specific information. All loans must be approved prior to locking.

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3625 Talmage Circle, Suite 102
Vadnais Heights, MN 55110

Phone: (651) 426-3773  |  Fax: (651) 426-0832  |  Toll-Free: 1-800-543-0935

NMLS ID#409685  |  Routing# 296076275