No monthly maintenance fees. . .No debit card fees. . .No nuisance fees. . .No kidding!
Checking
If you're looking for a checking account that allows you plenty of flexibility with no strings attached, look to Cities Credit Union. Cities offers two types of checking accounts: Simple and Select.
- No monthly maintenance fees
- No annual fees
- No per-check charges
- No minimum number of debit card purchases per month
- Members 65+ receive one free box of checks per year
- Chip-enabled (EMV) debit card convenience and safe access - how to use chip cards
- Overdraft protection available (checking line of credit loans available up to $2500--per approval)
- Access over 30,000 fee-free ATMs through the CO-OP Network and MoneyPass™ Network
Convenient e-services available
- online and mobile banking
- 24-hour phone banking
- e-statements
- online/mobile bill pay
- online check ordering If you have moved or changed your name since your last check order, please call to reorder your checks at 651-426-3773.
- Activate your debit card/change PIN: 1-800-567-3451
Compare the features of each Cities checking account. Find an account that fits your lifestyle and budget:
| Simple Checking | Select Checking | |
| Minimum balance requirement | none | $5,000 in loans, savings and checking combined |
| Monthly service fee | none | $8 if combined balances fall below $5,000 |
| Pays dividends | yes | yes |
| ATM tranacations | - six (6) free per month - $2 each after six | unlimited withdrawals |
| Debit card transactions | - no minimum required | - no minimum required - unlimited allowed - chip-enabled EMV cards available starting 7-2016 |
| Online/mobile account access | free | free |
| Online/mobile bill pay | free | free |
| Check writing/clearing | unlimited | unlimited |
| Statements | monthly | monthly |
| Check ordering | - member pays for checks - costs vary per style | free |
Tell someone!
